CH Direct Debits

1 Open or create a new Direct Debit batch.

Open the Direct Debit window (CH> Direct Debit). The Batches window will display all the open Direct Debit batches.
Click here for information on Batch Processing.
Select a batch and click DETAILS to open the selected batch.
Select a batch and click the Delete button to delete the selected batch.
Click the Create New Batch button to create a new batch. This will open the Create Batch window.

If there are open batches in the Direct Debits process, you can create a new batch without affecting the open batches.

The Batch Month and Batch Year fields default to the current date and are used for reference only and do not affect the transaction or journal entry date of the transactions in the batch.
- The general ledger will not be affected by the pre-note batch because no dollar amount will be associated with the pre-note batch transactions.
Click CREATE to create the new Direct Debit batch.

2 Open the Batch Overview page.

The Batch Overview page provides a general overview of the selected batch.
The left navigation menu displays all the steps in the Direct Debits process.
In the main section you'll see information about batch steps that are currently processing, next available batch steps, and the last completed batch step.
- Batch steps that are currently processing will display a blue indicator bar to alert you that the step has not yet completed.
- Once the preceding batch step is complete, the next available batch steps will be enabled and you can select the next step you would like to run.
  - While some batch steps are optional, any batch step that includes the Required tag must be completed before the batch is allowed to proceed through to the Commit step.
The Batch Outputs section on the right will display any reports or exports that have already been generated in the Direct Debits process.

3 Select the customers you would like to include in the Direct Debits batch.

Select Generate on the Direct Debit menu. This will open the Generate window.

The Generate Pre-Note step is used to create a pre-note batch. Click here for information on creating a Pre-note batch.

Direct Debits are processed on AR accounts by committed Invoices batches and on UB customer accounts by committed New Billing or Final Billing batches.
Select the type of batch you would like to process in the Batch Type drop-down menu.

Direct Debit batches can be generated based on the transactions in a committed AR Invoices.
Direct Debit batches can also be generated based on the transactions in a committed UB New Billing or UB Final Billing batch via Premium Feature activation. Please contact Springbrook Support to find out more about this Premium Feature.

Click the Batch Number field search button to select the batch that contains the direct debits transactions.

The batches that display in the selection window depends on the selection in the Batch Type drop-down menu above.

Check the Include “Delete” status accounts toggle if you would like to include Delete status accounts in the direct debits batch.

This generally only applies to UB customer accounts that have been processed through the UB Final Billings process and will not be active when generating a direct debits batch on UB New Billing accounts.

Check the Include UB Accounts with a Credit Balance toggle if you want to charge the expected monthly budget billing amount to accounts that include a credit balance. This will generate the related direct debit entry.
- This toggle will only be enabled when UB> New Billing is selected in the Batch Type field above.
Click the Submit button to generate the batch.

You can view the progress of the Generate step on the Job Viewer. Click here for information on the Jobs Viewer.

4 Edit or remove the customer accounts in the Direct Debits batch.

Select Edit from the Direct Debit menu. This will open the Edit window.
The Edit window will display all of the customer accounts and transaction amounts included in the Direct Debits batch. The Edit window also allows you to change the amount of the direct debit transaction or remove a transaction from the batch.
The Account Balance column displays the balance of the account.

Uncommitted transactions are not included in the Account Balance field.

You can modify the amount of the transaction in the Amount column.

If you are processing UB account payments, the amount of the direct debit is based on the payment settings in the UB module (UB> Utilities> Setup> Payment tab> Direct Debit Amount field). The UB payment setting will determine if the balance forward or the current billing will be charged in the transaction.

Highlight a transaction and click DELETE to remove the transaction from the batch.
Click the Submit button when complete if changes were made in the Edit window.

5 Print a proof list of the transactions in the batch.

The Proof List will display the transactions in the Direct Debits batch.
Select Proof List from the Direct Debit menu. This will open the Proof List window.
Select how you want the report to sort in the Sort By drop-down menu. The selection will change how the information will display, not what is displayed in the report.

Once the required report settings have been specified, click the Print button to print your report.
Click the options arrow on the right side of the Print button to see other print options.
- Select Send PDF to Job Viewer to print the report in the default Springbrook format.
- Select Send Excel to Job Viewer to export the report data to an Excel spreadsheet as unformatted data.
- Select Send Excel (Formatted) to Job Viewer to export the report data to an Excel spreadsheet that includes much of the Springbrook formatting found on the printed version of the report.
Click the Schedule icon next to the Print button in order to schedule the report to generate at a later date and time.
- Enter a Date and Time to generate the report and click SUBMIT.

The proof list will display the Source, Account Number, Customer Name, Transfer/Route Number, the last four digits of the bank Account Number, total Amount for each account, and the total amount for all of the transactions being processed.

The Source column will display the batch information of the batch that created the transaction. This is the same batch that was selected in the Generate step of the Direct Debits process.

The format of the Source column is System code (xx), Batch number (xxxxx) –, Batch Month (xx) –, Batch Year (xxxx) and an (M) or (C).

The Source will always display a C unless the transaction was created by a manual check.

The transfer, route and check digit number are pulled from the bank information attached to the customer account. You can view the bank information in SS> Maintenance> Bank.

Banks can be attached to multiple customer accounts, so changes to the transfer, route or check digit could affect the bank account information of more than one customer account.

The Amount column will display zeros because there are no amounts attached to the pre-note batch.

If you are processing UB account payments, the amount of the direct debit is based on the payment settings in the UB module (UB> Utilities> Setup> Payment tab> Direct Debit Amount field). The UB payment setting will determine if the balance forward or current billing will be charged in the transaction.
The Amount can also be modified using the Edit step of the Direct Debits process.

6 Create the file that will be used by your processing bank to process transactions.

The Export ACH File step will create a file to send to your processing bank that contains the bank account information of the customer accounts included in the batch.
Select Export ACH File from the Direct Debit menu. This will open the Export ACH File window.
The options in the Export ACH file are intended to be used in conjunction with ACH RULES: A complete Guide to Rules & Regulations Governing the ACH Network, published by the National Automated Clearing House Association (NACHA). Your processing bank may also have information about what format they would like the ACH file submitted in.
The Export Options section is used to set up how the export file will be configured.

The fields referred to below that are in CAPITALS are fields that display in the export file.

The Tax ID Start Digit field is used to enter a tax ID digit before the Immediate Origin Info field. This will add the value in the field to line 1, position 14 of the export file.

The Immediate Origin Info field will generally display the Federal Tax Identification number set up in SS> Utilities> System Setup> Organization tab> Fed Tax ID field.
If there is a value entered in the Web Direct Info field, the value in the Tax ID Start Digit field will display before the web direct information number.

The ANSI ID field is used to enter the ANSI ID number, which is also referred to as the ANSI Identification Code Designator (ICD). The ANSI ID NUMBER is placed in front of the COMPANY IDENTIFICATION field on the export file. The value in this field will display on line 2, position 41 of the export file.

Leave the ANSI ID Number field blank if an ANSI ID number should not be included on the export file.
Standard Identification Code Designators are:

IRS Employer Identification Number (EIN): 1
Data Universal Numbering Systems (DUNS): 3
User Assigned Number: 9

The appropriate ANSI ID Number for most Springbrook customers is “1”.
The selection in this field affects: Record Type 8, position 45. Record Type 5, position 41.

The Web Direct Info field will display on the first line of the export file in position 14 through 22. If you enter a value in the Web Direct Information field that is less than nine digits, the value will be padded with zeroes (For example, 99 will display as 000000099 on the export file).

Entering a value in the Web Direct Information field will replace the federal tax identification number that normally displays in this position. If the Use Routing Number for Immediate Origin toggle is checked, the value in that position will be the routing number in the Immediate Origin Code field.
If there is a value entered in the Tax ID Start Digit field, the Web Direct Information number will shift one position over and will display in position 15 through 23 of the first line.
The federal tax identification number is entered in the System Setup window (SS> Utilities> System Setup> Organization tab> Federal Tax ID field).

Check the Generate with Zero Amounts toggle if you would like all transaction amounts in the file zeroed out. This option is generally used on pre-note batches to verify the bank account information of customer accounts before processing transactions on those accounts. All direct deposit amounts will be reported as 0, but no changes will be made to the Direct Debits batch. The direct deposit amounts will still display on the proof list and GL distribution report of the Direct Debits process.

The TRANSACTION CODE (positions 2-3) of record type 6 will be incremented by 1 if this option is checked.
The Default TRANSACTION CODE for Direct Deposits is 22 (Automated Deposit), pre-notification code is 23.
If a PPD Offset record is being created (Use sweep account toggle on the Export ACH File window is not checked and the Include Offset Record toggle is checked), the TRANSACTION CODE of the offset record will also be incremented by 1.
The selection of this toggle affects: Record Type 6, positions 2-3; Record Type 6, positions 30-39.

Check the Use Routing Number for Immediate Origin toggle to replace the Federal Tax ID number on the first line of the export file with the route, transfer and check digit of the Origin Bank.

If this toggle is checked, position 14 will have a blank space, and the route, transfer, and check digit will be placed in position 15 through 23.
If there is a value in the Web Direct Info field it will be overwritten on the export file by the route, transfer and check digit.

Check the Use Immediate Origin for Trace Number toggle to put the IMMEDIATE ORIGIN TRACE NUMBER position on the export file.
Check the Use Sweep Account toggle to set the ‘debit’ and ‘credit’ to zero.

The selection on this toggle affects: Record Type 8, positions 21-32; Record Type 9, positions 32-43.

Check the One Transaction Per Account toggle to combine export line items with the same bank account into a single line item.

Check this toggle if a single customer is regularly responsible for more than one UB or AR account. This will create a single debit on the customer's account rather than multiple debits for multiple UB or AR accounts.
By default, the same bank account information will display on two separate line items if the same bank account is used by more than one UB or AR customer account.

Check the Include Offset Record toggle to include an additional line in the file that contains the ‘credit’ sum of the file.

If the Use Sweep Account toggle is checked, no offset record will be created.
The selection on this toggle creates one additional Type 6 record after all regular Type 6 transaction records have been created. Amount field will contain a sum of all Record Type 6 amounts.

Check the Suppress Carriage Return/Line Feed toggle if you would like to remove carriage returns and line feed characters from the export file. The data will be stored in a single line on the output file if this option is selected.

The selection in this toggle will affect all records in the export file.

The Bank Information section is used to specify the details associated with the bank that will be receiving the exported ACH file.
The Destination Name field displays the name of the bank that is used to process the ACH transactions.

This field will display the bank name of the bank selected in the Immediate Destination Info field. This field will not be enabled.
The selection in this field affects: Record Type 1, positions 42-63.

The Immediate Destination Info field displays the routing number of the processing bank. The selection in this field will also affect the bank name that displays in the Destination Name field.

Click the Immediate Destination Info field search button to select the processing bank from a list.

The processing bank must be set up on the Bank Maintenance window (SS> Maintenance> Bank).

The field displays 10 characters and begins with a blank in the first position, followed by the four-digit Federal Reserve Routing Symbol, the four-digit ABA Institution Identifier, and the Check Digit.
The selection in this field affects: Record Type 1, positions 4-13; Record Type 5, positions 80-87; Record Type 6, positions 13-29.

The Origin Name field will display the bank description of the bank selected in the Immediate Origin Information field. The value in this field will populate on the export file if the Use Routing Number for Immediate Origin or the Use Immediate Origin for Trace Number toggle is checked.

The origin is the ACH operator or sending point that is sending the file.
The origin will appear on line one, position 64 through 86.

The Immediate Origin Info field will display the routing number of the sending point of the export file. This field will be included in the export file if the Use Routing Number for Immediate Origin toggle is checked.

The 10 digit field begins with a blank in the first position, followed by the four-digit Federal Reserve Routing Symbol, the four-digit ABA Institution Identifier, and the Check Digit.
The immediate origin code will display on the first line of the export file in position 14 through 23.
If there is a value in the Web Direct Info field, the value in that field will overwrite the Immediate Origin Code.

The Effective Date field is used to enter the effective date of the batch. This field will default to two days from the current date because banks usually take two days to complete the file transfers.

The effect date will display on line 2, positions 70 through 75.

The Originator Status Code field is “1” for most Cirrus customers. This code refers to the ODFI initiating entry. Currently assigned Originator Status Codes:

ADV file prepared by an ACH Operator: 0
Depository financial institution that has agreed to be bound by ACH rules: 1
Federal government entity or agency not subject to ACH rules: 2
The originator status will display on line 2, position 79.

The Login Information field is used to add text to the beginning of the export file.

The Login field can be up to 255 characters in length.

Click the Submit button when complete to generate the export file.

7 Print a GL Distribution report.

Select GL Distribution from the Direct Debit menu. This will open the GL Distribution Report window.
Enter a Journal Entry date. This field will default to the current date.

The journal entry date will determine the Fiscal Period and Fiscal Year that the journal entry will be posted to.

Select how you would like the report to display in the Report Type drop-down menu.

The Detail version of the report will display the UB customer account, UB service and service rate information. The summary version of the report will only display the GL account information.

The Summary report will display the GL Account, GL Account Description, Debit Amount, Credit Amount and Direct Debit batch totals.
The Detail report will display everything included in the Summary report as well as the Account Number, UB Service, and UB Service Rate.

Once the required report settings have been specified, click the Print button to print your report.
Click the options arrow on the right side of the Print button to see other print options.
- Select Send PDF to Job Viewer to print the report in the default Springbrook format.
- Select Send Excel to Job Viewer to export the report data to an Excel spreadsheet as unformatted data.
- Select Send Excel (Formatted) to Job Viewer to export the report data to an Excel spreadsheet that includes much of the Springbrook formatting found on the printed version of the report.
Click the Schedule icon next to the Print button in order to schedule the report to generate at a later date and time.
- Enter a Date and Time to generate the report and click SUBMIT.

If the Direct Debits are for Utility Billing accounts, the GL accounts used in the journal entry will be pulled from the service rates or fee codes that created the balance on the customer account.

The GL accounts are set up on a service rate on the Service Rate Maintenance window (UB> Maintenance> Service Rate).
The journal entry will use the Cash account to record the receipt of cash and the AR account to reverse the receivable of the cash amount.

8 Commit the Direct Debits batch.

Select Commit on the Direct Debit menu. This will open the Commit window.
Click the Commit button to commit the batch.

You can view the progress of the Commit step on the Job Viewer window. Click here for information on the Jobs Viewer.

CH> Direct Debits

ACH Direct Debits